✅ How to Apply Online
Visit the Official HDFC Bank Credit Card Portal: Go to the HDFC Bank Credit Card Application Page
Enter Your Mobile Number: This step helps in verifying your identity and checking for any pre-approved offers
Fill in Personal and Income Details: Provide necessary information such as your name, date of birth, employment type, and income details.
Select a Credit Card: Choose a card that aligns with your spending habits and preferences
Submit the Application: After reviewing all details, submit your application
Await Verification: Bank officials will contact you to verify the provided details.
Receive Your Card: Upon successful verification, the credit card will be dispatched to your registered address
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For a more detailed guide, you can refer to the HDFC Bank’s official instructions on how to get a credit card in 3 steps.
🏦 How to Apply Offline
Visit the Nearest HDFC Bank Branch: Locate your closest branch and go there in person.
Request an Application Form: Ask the bank executive for a credit card application form.
Fill in the Details: Complete the form with accurate personal and income information
Submit Required Documents: Provide necessary documents such as identity proof, address proof, and income proof.
Complete KYC Process: Ensure that you complete the Know Your Customer (KYC) formalities.
Await Approval: After submission, the bank will process your application and, upon approval, dispatch the card to your address within 10-15 working days
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📋 Eligibility Criteria
Age: Between 21 and 65 years for primary cardholders.
Income: A regular income source is required; specific income criteria vary based on the card type
Credit History: A good credit score enhances approval chances
Nationality: Resident Indian or Non-Resident Indian (NRI).
For more details, refer to the HDFC Bank’s credit card eligibility criteria
🌟 Popular HDFC Credit Cards
PIXEL Play Credit Card: Offers up to 5% cashback on select categories like dining, travel, and electronics.
Freedom Credit Card: No income documents required; earn reward points on various spends.
Millennia Credit Card: Earn cashback on online and offline shopping, with additional benefits on birthdays and specific platforms
