Bajaj Finserv Ltd., a leading diversified financial services company, has been in focus following its Q1 FY26 results and recent market performance. Let’s dive into the latest share price trends, financial highlights, and what it means for investors
Share Price & Market Performance
As of July 25, 2025, Bajaj Finserv shares closed at ₹1,985.55, down 2.29% from the previous trading session. The stock saw an intraday range between ₹1,932.90 and ₹2,000, trading near its lower end. Over the past 52 weeks, the share price has fluctuated between ₹1,523.25 (low) and ₹2,134.45 (high), the latter achieved on April 24, 2025
Despite strong fundamentals, the stock has faced pressure in recent sessions due to concerns surrounding the asset quality of Bajaj Finance’s MSME lending portfolio. Market sentiment has been cautious, with Bajaj Finserv underperforming peers like L&T Finance and Muthoot Finance
Q1 FY26 Results Overview
Bajaj Finserv posted an impressive 30.4% YoY rise in consolidated net profit, reaching ₹2,789 crore for the quarter ended June 30, 2025, compared to ₹2,137.7 crore in the same period last year. Revenue grew by 12.6–13% YoY to approximately ₹35,439–35,451 crore.
Bajaj Finance Ltd. (BFL): Profit rose by ~20% YoY to ₹4,699 crore.
General Insurance: Posted ~15% growth, with a profit of ₹660 crore
Life Insurance: Achieved a strong ~39% growth, with a profit of ₹145 crore
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Investment Outlook
Diversified Business Model: Strong presence across lending, insurance, and investment segments
Consistent Earnings Growth: Sustained double-digit growth across major subsidiaries.
Structural Demand: Financial services demand in India continues to grow, benefiting companies like Bajaj Finserv
DIGI MERCH STORE PRINT ON DEMAND
Should You Invest Now?
Investors with a long-term horizon may consider Bajaj Finserv as a quality pick, but it might be prudent to wait for price stability or dips to enter. Short-term traders should monitor quarterly updates and regulatory cues, particularly regarding MSME lending
In summary, Bajaj Finserv’s Q1 FY26 results reinforce its growth potential, but recent stock declines highlight the importance of monitoring risk factors. With its diversified revenue streams and strong fundamentals, Bajaj Finserv remains a key player in India’s financial services sector
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Stock Movement & Concerns
Post the Q1 results, Bajaj Finserv shares declined by 3–6% over two sessions. Analysts attribute this decline to concerns about rising non-performing assets (NPAs) in the MSME segment of Bajaj Finance, despite the overall strong earnings. Brokerages have flagged these risks, prompting some profit booking.
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