Banking services across India are set to face major disruption due to a nationwide bank strike on January 27, 2026. The strike has been called by major bank employee unions to press long-standing demands, especially the implementation of a five-day work week. With the strike falling right after Republic Day, customers may experience several consecutive days of limited banking services.
Why Are Banks on Strike in 2026? The strike has been called by the United Forum of Bank Unions (UFBU), an umbrella body representing nine major bank employee and officer unions. Introduction of a five-day work week for banks (all Saturdays off) Better work-life balance for bank employees Implementation of earlier agreements with the Indian Banks’ Association (IBA) Despite multiple rounds of talks with the IBA and government representatives, no final agreement was reached, leading unions to go ahead with the strike
Bank Strike Date and Duration Strike Date: Tuesday, January 27, 2026 Strike Period: Midnight of January 26 to midnight of January 27 Since January 26 is Republic Day (national holiday) and January 25 is a Sunday, customers in many regions may face 3–4 consecutive days of limited branch banking services Which Banks Will Be Affected Most Affected Public Sector Banks State Bank of India (SBI) Punjab National Bank (PNB) Bank of Baroda Bank of India Canara Bank Partially Affected Some old private banks with strong union presence
Least Affected Large private banks like HDFC Bank, ICICI Bank, Axis Bank, and Kotak Mahindra Bank, as most of their employees are not part of UFBU .Services That May Be Disrupted Customers should expect disruptions in Branch cash deposits and withdrawals Cheque clearing and demand drafts Loan approvals and documentation Passbook updates and in-branch customer services
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Services That Will Continue Even during the strike, several essential services are expected to function normally UPI transactions Internet & mobile banking IMPS, NEFT, and RTGS ATM services (subject to local cash availability) What Should Bank Customers Do Complete urgent branch work before January 25 Keep sufficient cash for daily needs Use UPI, cards, and net banking wherever possible Track official updates from your bank via SMS, app, or website
Will the Strike Be Called Off As of now, no official announcement has been made about calling off the strike. However, last-minute negotiations between unions, the IBA, and the government remain possible. Customers are advised to stay alert for updates The Bank Strike 2026 is expected to cause short-term inconvenience but highlights a long-pending issue in India’s banking sector. While digital services will ensure basic transactions continue, customers relying on branch banking should plan ahead
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